Americans on a whole just aren't great savers, to the point where almost 70% of us don't even have $1,000 in the bank. Furthermore, almost half of Americans claim that to cover a $400 emergency, they'd need to borrow the money or sell something quickly to round up the cash.
from http://baltimoretimes-online.com/news/2016/oct/27/nearly-3-5-americans-are-making-huge-financial-mis/
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